NEW
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UNDERWRITING
AI Phishing Is Quietly Rewriting Cyber Insurance Underwriting
Deepfakes, voice cloning and transformer-crafted pretexting are reshaping questionnaires, social engineering sublimits and pricing leverage.
11 min readCyber Insurance Insights & Analysis
Stay informed about the latest trends in cyber insurance, carrier requirements, and security best practices. Our analysis helps small business owners make informed decisions about coverage and risk management.
Latest Articles
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RANSOMWARE
The Rise of Ransomware-as-a-Service: How Cybercrime Became a Subscription Business
A deep dive into the business model behind modern ransomware, and why the subscription economy is fueling a new era of digital extortion.
7 min read🧠
SOCIAL ENGINEERING
The Psychology of Social Engineering: Why Even Smart People Get Fooled
An exploration of the human factors behind social engineering attacks, and how understanding psychology can help us defend against them.
6 min read🔑
AUTHENTICATION
Passwordless Authentication: The Future of Secure Access
Why passwordless authentication is gaining traction, how it works, and what it means for cyber risk and insurance.
5 min read🎭
DEEPFAKES
Deepfake Scams: How Synthetic Media Is the Next Big Cyber Threat
A look at how deepfakes and synthetic media are fueling a new wave of cybercrime, and what businesses can do to protect themselves.
5 min read📦
SUPPLY CHAIN
How SBOM Transparency Will Reshape Future Cyber Insurance Exclusions
Why richer open source visibility enables refined wording around known unpatched components—and how to stay ahead.
13 min read🤝
M&A
How Cyber Insurance Findings Influence M&A Valuations and Deal Diligence
Turning policy structure, exclusions and renewal trajectory into quantifiable valuation adjustments and deal levers.
14 min readFEATURED
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NEW • CRITICAL CASE STUDY
The $2.4M Mistake: Small Business Owner's Cyber Insurance Claim Denied (And How to Avoid It)
This real case study reveals the devastating mistake that cost one business owner $2.4 million in cyber damages—and why 73% of small business cyber insurance claims get denied for similar reasons.
12 min read🏢
NEW • EXECUTIVE STORY
Inside the Boardroom: 72 Hours of a Ransomware Crisis
A CEO's raw, unfiltered account of leading a company through its darkest 72 hours when ransomware brought everything to a halt.
24 min read🕵️
NEW • INVESTIGATION
The Human Face of Digital Terror: Inside the World of Ransomware Operators
An investigative deep-dive into the people behind ransomware attacks - their motivations, methods, and the surprising humanity of digital criminals.
28 min read💔
NEW • PERSONAL IMPACT
When Ransomware Comes Home: Personal Stories of Digital Devastation
Real stories from individuals whose personal lives were shattered by ransomware attacks - from family photos to small business dreams, these are the human costs rarely discussed.
32 min read☁️
CLOUD FOCUS
Cyber Insurance for Cloud-First Businesses: Complete Coverage Guide for 2025
Essential cyber insurance considerations for businesses operating primarily in the cloud. Learn about coverage gaps, vendor liability, and specialized protection.
16 min read⚖️
NEW • CRITICAL INFO
Cyber Insurance vs. Cyber Liability: Understanding the Critical Differences in 2025
Don't get caught with the wrong coverage. Learn the key differences between cyber insurance and cyber liability insurance and how to choose the right protection.
18 min read📈
Industry Story
The Evolution of Cyber Insurance: From Obscure Coverage to Business Essential
A narrative look at how cyber insurance transformed from an afterthought to a critical business protection over the past decade.
12 min read🛠️
Reality Check
Why Your IT Guy Isn't Enough: The Reality of Small Business Cybersecurity
The honest truth about why traditional IT support isn't sufficient for modern cybersecurity challenges.
11 min read💸
Hidden Truths
The Hidden Costs of Cyber Incidents: What Your Insurance Won't Tell You
The real financial impact of cyber incidents often comes from costs that never appear on insurance claims.
10 min read🤖
Essential Reading
AI and Machine Learning Cyber Insurance Considerations
How artificial intelligence creates new cyber risks and what insurance coverage gaps you need to understand.
8 min read📝
Application Guide
Cyber Insurance Application Tips
Expert strategies to improve your cyber insurance application and avoid common mistakes that lead to coverage denials.
10 min read🏢
Business Planning
Cyber Insurance and Business Continuity
How cyber insurance integrates with your business continuity planning and disaster recovery strategies.
9 min read📊
Complete Guide
Complete Cyber Insurance Buying Guide 2025
Step-by-step guide to purchasing cyber insurance, from needs assessment to policy selection and implementation.
12 min read🔍
Case Studies
Cyber Insurance Claims Case Studies
Real-world examples of cyber insurance claims, what was covered, and lessons learned from actual incidents.
11 min read⚖️
Claims Guide
Understanding the Cyber Insurance Claims Process
Navigate the cyber insurance claims process with confidence and maximize your chances of claim approval.
9 min read📖
Real Stories
Real Cyber Insurance Claims Stories
Detailed stories from businesses that filed cyber insurance claims - what went right and what went wrong.
10 min read💰
Cost Analysis
Cyber Insurance Cost Analysis 2025
Comprehensive analysis of cyber insurance pricing trends, cost factors, and budgeting strategies for 2025.
8 min read❌
Risk Management
Why Cyber Insurance Claims Get Denied
Common reasons cyber insurance claims are denied and how to avoid these costly mistakes.
7 min read📈
Market Analysis
Cyber Insurance Pricing Trends 2025
Market analysis of cyber insurance pricing changes, carrier appetite shifts, and predictions for 2025.
9 min read⚖️
Coverage Comparison
Cyber vs E&O Insurance: Key Differences
Understanding the differences between cyber liability and errors & omissions insurance coverage.
8 min read🛡️
Insurance Basics
Cyber vs General Liability: What's the Difference?
Clear explanation of how cyber liability and general liability insurance differ and why you need both.
7 min read📋
Response Planning
Data Breach Response Plan Essentials
Step-by-step guide to creating an effective data breach response plan that satisfies cyber insurance requirements.
11 min read🏥
Healthcare Focus
HIPAA and Cyber Insurance Requirements
How HIPAA compliance affects cyber insurance requirements and coverage for healthcare organizations.
9 min read🔐
Security Essential
Multi-Factor Authentication Matters
Why MFA is critical for cyber insurance coverage and how to implement it effectively across your organization.
6 min read🦠
Threat Analysis
Ransomware Statistics and Trends 2025
Latest ransomware attack statistics, trends, and what they mean for your cyber insurance strategy.
8 min read🏠
Remote Work
Remote Work Cyber Insurance Considerations
How remote work changes your cyber risk profile and what additional coverage considerations you need.
9 min read✅
Security Checklist
Small Business Cybersecurity Checklist
Essential cybersecurity measures for small businesses to meet cyber insurance requirements and protect against threats.
10 min read🏛️
Legal Requirements
State Cyber Insurance Laws and Requirements
State-by-state analysis of cyber insurance regulations, requirements, and emerging legislation.
12 min read💻
Tech Industry
Tech E&O vs Cyber Insurance: Which Do You Need?
Comparing technology errors & omissions insurance with cyber liability coverage for tech companies.
8 min read🤝
Vendor Risk
Vendor Management and Cyber Insurance
How third-party vendor relationships affect your cyber insurance coverage and risk assessment.
9 min read📧 Stay Updated on Cyber Insurance Trends
All content is independently researched and fact-checked. We don't sell insurance - we just help you understand it better.
New articles added regularly • Expert analysis • No sales pitches