Cyber Insurance Coverage Hub
Master the ins and outs of cyber insurance coverage. From basic coverage types to complex exclusions, this hub helps you understand exactly what you're buying.
Why Coverage Knowledge Matters
The difference between a paid claim and a denied claim often comes down to understanding your policy before you need it. Cyber insurance policies are complex, filled with technical language, and vary significantly between carriers.
In this hub you’ll learn:
- What cyber policies actually cover (and don’t)
- How cyber insurance differs from other business policies
- Common exclusions that catch businesses off guard
- How to evaluate and compare policies
- Tips for getting the coverage you need at the right price
Coverage Fundamentals
📘 Complete Cyber Insurance Buying Guide
The definitive guide for first-time buyers. Coverage types, limits, deductibles, and how to evaluate quotes.
START HEREUnderstanding Deductibles
How deductibles work in cyber policies, when higher deductibles make sense, and hidden deductible traps to avoid.
Read Guide →Business Interruption Coverage
How cyber policies cover lost income during an attack. Waiting periods, sublimits, and proof requirements.
Read Guide →Business Email Compromise Coverage
Social engineering and BEC are rising fast. Learn how coverage works and common sublimit traps.
Read Guide →Cyber vs. Other Insurance Types
One of the biggest coverage mistakes is assuming another policy covers cyber events. It usually doesn’t.
Cyber Insurance vs. General Liability
Why your GL policy won't pay for a data breach—and the dangerous gap this creates for most businesses.
Understand the Difference →📑 Cyber Insurance vs. E&O
Professional liability and cyber liability sound similar but cover very different risks. Here's how they interact.
Compare Policies →💻 Tech E&O vs. Cyber Insurance
Technology companies often need both. Learn what each covers and how to avoid coverage gaps.
See Comparison →Cyber Insurance vs. Cyber Liability
These terms are often used interchangeably, but there are nuances. Clarifying the terminology.
Clear Up Confusion →Industry-Specific Coverage
HIPAA & Healthcare Cyber Insurance
Healthcare businesses face unique regulatory requirements. How HIPAA affects your coverage needs.
Healthcare Guide →Cyber Insurance for Startups
Early-stage companies have unique coverage needs. When to buy, how much, and common mistakes.
Startup Guide →Coverage for Cloud-First Businesses
SaaS, cloud infrastructure, and shared responsibility models create unique coverage considerations.
Cloud Guide →🏠 Remote Work Coverage Considerations
Distributed workforces expand your attack surface. How insurers view remote work and what controls matter.
Remote Guide →Pricing & Cost Guides
Cyber Insurance Costs in 2025
Current market rates by industry, revenue size, and coverage level. Updated benchmarks for budget planning.
See Current Rates →Pricing Trends & Market Analysis
Market hardening, capacity changes, and pricing forecasts. What to expect for renewals.
Market Analysis →🤝 Renewal Negotiation Tactics
How to push back on rate increases, what improvements carriers value, and timing strategies.
Negotiation Tips →💸 Hidden Costs of Cyber Incidents
Costs that insurance may not fully cover: reputation damage, customer churn, opportunity cost.
Full Cost Picture →Application & Underwriting
Application Tips for Better Rates
How to present your security posture favorably, what questions to expect, and common mistakes.
Application Guide →How AI Threats Affect Underwriting
Emerging AI-powered attacks are changing what underwriters ask about. Stay ahead of requirements.
Future Trends →Vendor Management & Coverage
Third-party risk is a major underwriting factor. How carriers evaluate your vendor relationships.
Vendor Guide →Cyber Insurance in M&A
How cyber coverage factors into valuations, due diligence requirements, and deal structures.
M&A Guide →Ready to Compare Coverage?
Get Personalized Coverage Recommendations
Use our calculator to estimate your premium, then compare quotes from multiple carriers.
Ready to Protect Your Business?
Compare cyber insurance quotes from top-rated carriers. Most small businesses pay $1,200-$3,500/year for $1M coverage.