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CPA Cyber Insurance in California

Coverage at a glance

• First‑party: incident response, forensics, data restoration, business interruption, ransomware/extortion
• Third‑party: privacy liability, media liability, regulatory defense & fines (where insurable)

Carrier readiness checklist (CPA)

• MFA on email & VPN — Required: Email compromise risk is high; MFA is commonly required or incentivized.
• Email security (phish filters, DMARC) — Recommended: Reduces BEC risk.

Price snapshot (editorial ranges)

Editorial ranges for small businesses; actual premiums vary by revenue, data sensitivity, controls, and claims history.

California snapshot & resources

• State breach law: https://oag.ca.gov/privacy/breach-notification
• Attorney General contact: https://oag.ca.gov/contact

Why it matters

Ransomware and vulnerability exploitation continue to drive losses. Controls like MFA, EDR, and backups materially affect insurability and price.

FAQs

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