Dentist Cyber Insurance in Florida
Dentist Cyber Insurance in Florida
Coverage at a glance
- First‑party: incident response, forensics, data restoration, business interruption, ransomware/extortion
- Third‑party: privacy liability, media liability, regulatory defense & fines (where insurable)
Carrier readiness checklist (Dentist)
- MFA on email & VPN — Required: Blocks common account takeover; many carriers require MFA for email/admin.
- EDR on endpoints — Required: Detects and contains ransomware/remote access trojans.
- Offline, tested backups — Required: Minimizes ransomware downtime.
Price snapshot (editorial ranges)
| Price band | Annual premium (USD) |
|---|---|
| Low | $400 |
| Typical | $900 |
| High | $2500 |
Editorial ranges for small businesses; actual premiums vary by revenue, data sensitivity, controls, and claims history.
Florida snapshot & resources
- State breach law: https://www.myfloridalegal.com/pages.nsf/Main/6C1E3E6F8F8B9F1E85256CC9005E3FE1
- Attorney General contact: https://www.myfloridalegal.com/contact.nsf/contactform?OpenForm
Why it matters
Ransomware and vulnerability exploitation continue to drive losses. Controls like MFA, EDR, and backups materially affect insurability and price.
FAQs
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