Retail Cyber Insurance in Texas
Retail Cyber Insurance in Texas
Coverage at a glance
- First‑party: incident response, forensics, data restoration, business interruption, ransomware/extortion
- Third‑party: privacy liability, media liability, regulatory defense & fines (where insurable)
Carrier readiness checklist (Retail)
- POS segregation & patch cadence — Required: Reduce blast radius; patch card-processing endpoints.
- EDR on endpoints — Recommended: Detects malware and lateral movement.
Price snapshot (editorial ranges)
| Price band | Annual premium (USD) |
|---|---|
| Low | $350 |
| Typical | $800 |
| High | $2400 |
Editorial ranges for small businesses; actual premiums vary by revenue, data sensitivity, controls, and claims history.
Texas snapshot & resources
- State breach law: https://www.texasattorneygeneral.gov/consumer-protection/data-breach-reporting
- Attorney General contact: https://www.texasattorneygeneral.gov/contact-us
Why it matters
Ransomware and vulnerability exploitation continue to drive losses. Controls like MFA, EDR, and backups materially affect insurability and price.
FAQs
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